Terms of Service

1. Acceptance of Terms

These Terms of Service ("Agreement") constitute a legally binding contract between you ("User", "you", or "your") and Monzed Labs OU, a company registered in Estonia with registration number 17338720 and registered address at Ahtri tn 12, Kesklinna linnaosa, Tallinn, Harju maakond, 15551, Estonia ("Company", "we", "us", or "our") governing your access to and use of the Clawder platform, including its AI app builder, integrated marketplace, and all associated services (collectively, the "Services"). By accessing, registering for, or utilizing the Services, you expressly acknowledge that you have read, understood, and agree to be bound by this Agreement. If you do not agree, you must not access or use the Services.

We reserve the right to modify this Agreement at our sole discretion. Material changes will be communicated via email or a prominent notice on the platform. Your continued use of the Services following any such modification constitutes your acceptance of the revised terms.

2. Eligibility

You must be at least 18 years of age (or the minimum age of legal majority in your jurisdiction) to create an account or use the Services. By using the Services, you represent and warrant that you meet this requirement and have the legal capacity to enter into this Agreement.

3. Account Registration and Security

To access certain features, you must create an account and provide accurate, complete, and current information. You are responsible for:

• Maintaining the confidentiality of your account credentials and API keys.
• All activity that occurs under your account, whether or not authorized by you.
• Immediately notifying us of any unauthorized use of your account at [email protected].

We reserve the right to suspend or terminate accounts that we reasonably believe have been compromised or are being used in violation of this Agreement.

4. Credits, Subscriptions, and Billing

Usage of the Services is metered via a proprietary credit system ("Credits") and may require a paid subscription plan.

• Credits: Credits represent computational resource allocation. They are deducted in real-time as tasks are executed. Unused purchased Credits roll over only while an active paid subscription is maintained. Free-tier Credits do not roll over.
• Subscriptions: Paid plans renew automatically at the end of each billing cycle (monthly or annually) unless canceled before the renewal date. You may cancel at any time from your account settings; cancellation takes effect at the end of the current billing period.
• Pricing: Prices are displayed in USD and exclude applicable taxes. We reserve the right to change pricing at any time; price changes take effect at your next billing cycle with prior notice.
• Payment Processing: Payments are processed by Stripe, Inc. By providing payment information, you agree to Stripe's terms of service. We do not store your full credit card number on our servers.
• Failed Payments: If a payment fails, your account may be downgraded to the free tier and access to paid features will be restricted until payment is resolved.

5. AI Code Generation and User Responsibility

Clawder uses artificial intelligence to generate code, applications, and other digital outputs. You acknowledge and agree:

• No Warranty of Accuracy: AI-generated code may contain errors, security vulnerabilities, or logical flaws. You are solely responsible for reviewing, testing, and validating all generated code before deployment or use in production.
• Ownership of Output: Subject to the underlying AI model providers' terms, you retain ownership of the code and applications you generate using the Services. The Company does not claim intellectual property rights over your generated outputs.
• Third-Party Code: AI models may generate code that resembles or incorporates open-source or copyrighted material. It is your responsibility to ensure compliance with applicable software licenses and intellectual property laws.
• No Refunds for AI Failures: Credits consumed during generation are non-refundable, regardless of whether the output meets your expectations.

6. Marketplace

The Services include an integrated marketplace where users can publish, browse, purchase, and download applications built by other users.

• As a Buyer: When you purchase an app on the marketplace, you receive a license to use that app according to the listing's terms. All sales are final once the download has been initiated. Refund requests are handled on a case-by-case basis at the Company's discretion.
• As a Seller: By publishing a listing on the marketplace, you represent and warrant that you own or have the necessary rights to the content, and that it does not infringe upon the intellectual property rights of any third party. You grant the Company a non-exclusive, worldwide license to host, display, and distribute your listing for the purpose of operating the marketplace.
• Platform Fee: The Company charges a platform fee on each completed sale. The current fee percentage is displayed in the seller dashboard and may be updated with notice.
• Payouts: Seller earnings are subject to a holding period before payout eligibility. Payouts are processed via PayPal or bank transfer, subject to minimum thresholds. The Company reserves the right to delay or withhold payouts in cases of suspected fraud, disputes, or violations of this Agreement.
• Content Moderation: The Company reserves the right to remove, suspend, or modify any marketplace listing at its sole discretion, including listings that violate this Agreement, contain prohibited content, or generate complaints.

7. Acceptable Use Policy

You are granted a limited, non-exclusive, non-transferable, and revocable license to access and use the Services. You agree not to:

• Use the Services to generate, distribute, or deploy malicious software, phishing pages, or content designed to harm others.
• Attempt to circumvent credit metering, rate limits, or security controls.
• Reverse engineer, decompile, or extract the source code or underlying infrastructure of the Services.
• Use the Services for any purpose that violates applicable local, national, or international law or regulation.
• Resell, sublicense, or redistribute the Services without prior written consent.
• Impersonate another user or misrepresent your affiliation with any person or entity.
• Use automated tools (bots, scrapers) to access or interact with the Services in ways not intended by the interface.

We reserve the right to suspend or terminate access immediately, without prior notice or refund, upon suspicion of a violation of this policy.

8. Ephemeral Workloads and Data

Code generation and execution occur within isolated, temporary cloud environments. These environments are destroyed after the session ends. You acknowledge that:

• We do not guarantee the persistence, availability, or integrity of data within these environments.
• It is your sole responsibility to download, commit to GitHub, or otherwise preserve your work before the session terminates.
• We are not liable for any data loss resulting from session expiration, environment destruction, or system failures.

9. Intellectual Property

The Services, including its design, codebase, branding, documentation, and proprietary technology, are owned by the Company and protected by applicable intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of the Services without our prior written consent.

Your generated code and applications remain your intellectual property. We do not claim ownership over your outputs, subject to the rights granted to underlying AI model providers as applicable.

10. Termination

You may terminate your account at any time by contacting us or through your account settings. Upon termination:

• Your access to the Services will cease immediately.
• Any active subscription will be canceled at the end of the current billing period; no partial refunds are provided for unused time.
• Outstanding payout balances owed to you as a seller will be processed within the normal payout cycle, provided no disputes or violations are pending.
• We may retain certain data as required by law or for legitimate business purposes (e.g., fraud prevention, financial records).

We may suspend or terminate your account without notice if we reasonably believe you have violated this Agreement, engaged in fraudulent activity, or posed a risk to the platform or other users.

11. Refunds

All subscription payments are non-refundable except where required by applicable law. Marketplace purchases are non-refundable once the download has been initiated. If you experience a technical issue that prevents you from accessing a purchased product, contact [email protected] within 14 days of purchase and we will evaluate your request in good faith.

12. Disclaimer of Warranties

THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. We do not warrant that the Services will be uninterrupted, error-free, or free of harmful components.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY, ITS AFFILIATES, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, BUSINESS INTERRUPTION, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICES, REGARDLESS OF THE THEORY OF LIABILITY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

The Company's total aggregate liability to you for all claims arising from or relating to the Services shall not exceed the greater of (a) the amount you paid to the Company in the twelve (12) months preceding the claim, or (b) one hundred US dollars (USD 100).

14. Indemnification

You agree to indemnify, defend, and hold harmless the Company and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or in any way connected with your use of the Services, your violation of this Agreement, or your violation of any rights of a third party.

15. Governing Law and Dispute Resolution

This Agreement shall be governed by and construed in accordance with the laws of the Republic of Estonia, without regard to its conflict-of-law provisions. Any disputes arising from or relating to this Agreement or the Services shall first be attempted to be resolved through good-faith negotiation. If negotiation fails, disputes shall be submitted to the exclusive jurisdiction of the courts of Harju County, Tallinn, Estonia.

If you are a consumer established in the European Union, you may also be entitled to use the European Commission's Online Dispute Resolution platform at https://ec.europa.eu/odr.

16. Severability

If any provision of this Agreement is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

17. Entire Agreement

This Agreement, together with our Privacy Policy and any other policies referenced herein, constitutes the entire agreement between you and the Company regarding the Services and supersedes all prior agreements and understandings, whether written or oral.

18. Contact

For questions regarding this Agreement, please contact us at [email protected] or write to: Monzed Labs OU, Ahtri tn 12, Kesklinna linnaosa, Tallinn, Harju maakond, 15551, Estonia.